Low Closing Costs
NO Up-Front Fees
A Variety of Products
to Choose From
All In-House Processing
Within 48 Hours
On Most Loan Products
We offer in Florida only; VA loans | FHA loans, 203K loans, USDA RD loans, USDA Rehab loans, HARP loans, Conventional loans, Manufactured Home loans, Commercial loans, and Investor loans.
Citrus Lending is your #1 choice for home mortgage loans in the state of Florida.
Citrus Lending is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending will work with you to get you the financing you need to make your real estate dreams come true.
Citrus Lending offers the following loan options available with a variety of lenders. We shop around to find the best loan programs with the lowest interest rate available, so you don’t have to.
VA - 100% financing available to all veterans from the military or reserves.
USDA - 100% purchases only. Financing is available to individuals within a certain geographical area and income bracket. Also allows you to roll-in all closing cost.
USDA Rehab - qualifications as above with the ability to roll-in costs for repairs of the home.
FHA - 203B - STANDARD - 96.5% financing available for purchasing homes and manufactured homes, down to a 530 credit score. *Restrictions do apply on credit scores below a 580.
FHA 203K - same as above with the ability to finance repairs up to $35,000.
The HARP Program - FHFA has made changes to this program, call for details.
Conventional Financing - 97% with mortgage insurance.
Conventional Financing - 80% no mortgage insurance.
Manufactured Home Loans - double-wides, 1976 years or newer.
Commercial Loans - a variety of options.
Hard Money Loans - high interest rates and low LTV ratios.
Investor Loans - Investors welcomed here!
Low Credit Score Borrower Programs - down to a 530 credit score on some FHA and VA programs. *Restrictions do apply on the credit scores below a 580.
Call us Toll Free 866-421-6019 for a free, no obligation consultation with a loan specialist or fill out our mortgage pre-qualification form.
Licensed in Florida ONLY NMLS # 326484 State License # MBR285