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We offer in Florida only VA LOANS, VA RENOVATION LOANS, FHA LOANS, FHA 203K RENOVATION LOANS, USDA RD LOANS, USDA RENOVATION LOANS, CONVENTIONAL LOANS, CONVENTIONAL RENOVATION LOANS, MANUFACTURED HOME LOANS, CONSTRUCTION LOANS - ALL TYPES, REVERSE MORTGAGE LOANS, HELOCS/ SECOND MORTGAGE LOANS, COMMERCIAL LOANS, HARD MONEY & INVESTOR LOANS, BANK STATEMENT LOANS, SELF-EMPLOYED LOANS. Citrus Lending is your #1 choice for home mortgage loans in the state of Florida.

Citrus Lending is a full service mortgage brokerage business serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending will work with you to get you the financing you need to make your real estate dreams come true.

Citrus Lending offers a variety of loan options to choose from with a variety of lender partners. We shop around for the best loan programs with the lowest interest rate available, so you don’t have to.

Apply for Mortgage Loan Today!

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Zero Up-Front Fees

Choose from a variety of products with no up-front fees.

Low Interest Rates

At Citrus Lending we
offer low rates, low
closing costs, free
pre-qualification &
pre-approval process.

Short Approval Times

Underwriting decisions within 48 hours on most loan products.

We are one of the Best Mortgage Broker’s in Florida. We assist with the Florida Home Loans. We collaborate with some of the Best Florida Mortgage Lenders to shop for the some of the Best Mortgage Rates in Florida. That is why we are the one of the Best Home Loan Broker in Florida. We want to be your Mortgage Company in Florida. We handle FHA Loans, FHA 203K Renovation loans, VA Loans, VA Renovation Loans, USDA Loans, Conventional Loans, Conventional Renovation Loans, First Time Homebuyer Loans, Down Payment Assistance grants and Loans, Chenoa Loans, Hometown Hero Grant program loans, SHIP program grants and loans, County wide down payment assistance programs and so much more. Federally approved grants and down payment assistance programs.

We also offer some of the best prices on JUMBO loans, Self Employed loan programs, Bank Statement Loan Programs, Profit and Loss Loan Programs, Commercial Lending Loan Programs, Investment Loan programs and we offer Reverse Mortgage Programs.
We offer all types of financing options for Manufactured Homes, including Single Wides and Double Wides. July 1976 and newer. We can do FHA, VA, and Conventional financing on the Manufactured Homes. We can also do the USDA financing on the new Manufactured homes.
We offer Condo financing of all types. We can do one spot condominium approvals for FHA financing.
We have New Construction financing for site built or Manufactured Housing, land, and home packages or home only on your own land. You can use your land that you already own as the equity and down payment of the loan. We can do FHA, USDA, VA, and Conventional financing.
We have hard money loans available in Florida.
We have Bank statement Programs. DSCR Loan programs.
We can do a full loan Pre-Approval.
We can do a full Pre-Qualification.
Citrus Lending also can go down to a 500 Credit score for our VA – Veteran Programs and the FHA programs down to a 500-credit score require a 10% down payment. Other wise the 580-credit score with the FHA program is the standard 3.5% down. We can work with USDA down to a 580-credit score with the 100% financing and we do the blended Conventional program that can sometimes works with credit scores lower than the 620 agency standards. Here at Citrus Lending, we try to offer a program to fit all buyers’ needs and options for the seller’s needs.
Citrus Lending is the Best choice in Florida for all your mortgage financing needs.
We offer over 25 years of experience in the Mortgage Lending Field here in Florida.
We work with some of the best lending resources for the USDA loan program in Florida.
We work with reliable sources for the FHA loan program in Florida..
We work with reliable sources for the VA loan program in Florida.
We work with great sources for the Conventional loan program in Florida.
We are flexible. We are trouble shooters. We can make the process so much easier.
We would like to be your number one source for all your Mortgage Financing Needs in Florida.
We strive to be one of the BEST!!